[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kskri.cz\/nekdy-to-bez-pujcky-nejde\/#Article","mainEntityOfPage":"https:\/\/www.kskri.cz\/nekdy-to-bez-pujcky-nejde\/","headline":"N\u011bkdy to bez p\u016fj\u010dky nejde","name":"N\u011bkdy to bez p\u016fj\u010dky nejde","description":"Soukrom\u00ed podnikatel\u00e9 by m\u011bli b\u00fdt za v\u0161ech okolnost\u00ed sob\u011bsta\u010dn\u00ed. M\u011bli by si ve sv\u00fdch firm\u00e1ch […]","datePublished":"2026-02-04","dateModified":"2026-02-04","author":{"@type":"Person","@id":"https:\/\/www.kskri.cz\/author\/#Person","name":"","url":"https:\/\/www.kskri.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kskri.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kskri.cz\/wp-content\/uploads\/pppppppppppppppppppp_10_10_10_10_10_1.jpg","url":"https:\/\/www.kskri.cz\/wp-content\/uploads\/pppppppppppppppppppp_10_10_10_10_10_1.jpg","height":0,"width":0},"url":"https:\/\/www.kskri.cz\/nekdy-to-bez-pujcky-nejde\/","about":["Ekonomika"],"wordCount":435,"articleBody":"   Soukrom\u00ed podnikatel\u00e9 by m\u011bli b\u00fdt za v\u0161ech okolnost\u00ed sob\u011bsta\u010dn\u00ed. M\u011bli by si ve sv\u00fdch firm\u00e1ch vyd\u011bl\u00e1vat dost pen\u011bz jak na udr\u017eov\u00e1n\u00ed jejich podnik\u016f v chodu, tak i na svou ob\u017eivu a dal\u0161\u00ed v\u00fddaje. A tak\u00e9 o to samoz\u0159ejm\u011b usiluj\u00ed. Jen\u017ee se n\u011bkdy jejich snaha m\u00edj\u00ed \u00fa\u010dinkem. Cht\u011bj\u00ed m\u00edt dost velk\u00e9 p\u0159\u00edjmy a zisky, ale nemaj\u00ed je. Naopak maj\u00ed n\u011bkdy pen\u011bz tak m\u00e1lo, \u017ee u\u017e to m\u00e1 i na jejich podnik\u00e1n\u00ed nesporn\u011b negativn\u00ed vliv. A kdyby se tato situace nezm\u011bnila, z\u0159ejm\u011b by to vedlo ke zkrachov\u00e1n\u00ed.Podnikatel\u00e9 ale krachovat necht\u011bj\u00ed. Neza\u010d\u00ednali podnikat proto, aby se jejich byznys nakonec zhroutil, a netou\u017e\u00ed p\u0159ihl\u00ed\u017eet, jak je h\u016f\u0159 a h\u016f\u0159, a\u017e je nakonec t\u0159eba \u00fapln\u011b nejh\u016f\u0159. A co tedy doty\u010dn\u00ed d\u011blaj\u00ed, kdy\u017e to nevypad\u00e1 s jejich podnik\u00e1n\u00edm dob\u0159e? Kdy\u017e je m\u00e1lo pen\u011bz a byly by ur\u010dit\u011b pot\u0159eba dal\u0161\u00ed? Samoz\u0159ejm\u011b projevuj\u00ed z\u00e1jem o p\u016fj\u010dky. A kdy\u017e najdou dost vhodnou a dostupnou nab\u00eddku, berou si ji, aby m\u011bli dostatek finan\u010dn\u00edch prost\u0159edk\u016f na p\u0159eklenut\u00ed moment\u00e1ln\u00edch t\u011b\u017ekost\u00ed.Podnikatel\u016fm se st\u00e1v\u00e1 ale i to, \u017ee n\u011bkdy o pot\u0159ebnou p\u016fj\u010dku po\u017e\u00e1daj\u00ed, ale nedostanou ji. A to je pak nep\u0159\u00edjemn\u00e9. Doufali, \u017ee dostanou pen\u00edze a s jejich pomoc\u00ed sv\u00e9 podnik\u00e1n\u00ed daj\u00ed do po\u0159\u00e1dku, a najednou z\u016fstali bez pen\u011bz a bez iluz\u00ed.A co si po\u010d\u00edt d\u00e1l? Pokud mohu n\u011bco doporu\u010dit, ur\u010dit\u011b bych nerezignoval. Sh\u00e1n\u011bl bych p\u016fj\u010dku d\u00e1l, ale n\u011bkde, kde je dosa\u017eiteln\u011bj\u0161\u00ed. Tak\u017ee pokud bych m\u011bl n\u011bjak\u00fd nemovit\u00fd majetek, nab\u00eddl bych ho t\u0159eba jako z\u00e1ruku nebankovn\u00ed spole\u010dnosti a dostal d\u00edky tomu bez probl\u00e9m\u016f nebankovn\u00ed hypot\u00e9ku. Co\u017e je mo\u017enost, o kter\u00e9 u\u017e spousta podnikatel\u016f d\u00e1vno v\u00ed. A mnoz\u00ed podnikatel\u00e9 u\u017e ji i vyu\u017eili. A t\u00edm sv\u00e9mu podnik\u00e1n\u00ed prosp\u011bli.D\u00edky tomu, \u017ee se soukromn\u00edk\u016fm nab\u00edz\u00ed i nebankovn\u00ed hypot\u00e9ka bez registru, tito nejsou beznad\u011bjn\u011b ztracen\u00ed t\u0159eba ani tehdy, kdy\u017e by jim nikdo jin\u00fd necht\u011bl p\u016fj\u010dit. I kdy\u017e jsou na tom zle, na nebankovn\u00ed hypot\u00e9ku se spolehnout mohou. A jakmile daj\u00ed z\u00e1ruku v podob\u011b nemovitosti a prok\u00e1\u017eou aspo\u0148 minim\u00e1ln\u00ed schopnost spl\u00e1cet, nez\u016fstanou bez prost\u0159edk\u016f.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy to bez p\u016fj\u010dky nejde","item":"https:\/\/www.kskri.cz\/nekdy-to-bez-pujcky-nejde\/#breadcrumbitem"}]}]