[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kskri.cz\/spolecny-nebo-samostatny\/#Article","mainEntityOfPage":"https:\/\/www.kskri.cz\/spolecny-nebo-samostatny\/","headline":"Spole\u010dn\u00fd nebo samostatn\u00fd?","name":"Spole\u010dn\u00fd nebo samostatn\u00fd?","description":"Dnes m\u00e1 snad v\u011bt\u0161ina ekonomicky aktivn\u00edho obyvatelstva sv\u016fj bankovn\u00ed \u00fa\u010det, bez n\u011bj by n\u00e1m asi […]","datePublished":"2023-05-24","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.kskri.cz\/author\/#Person","name":"","url":"https:\/\/www.kskri.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kskri.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kskri.cz\/wp-content\/uploads\/img_a295393_w2146_t1506785010.jpg","url":"https:\/\/www.kskri.cz\/wp-content\/uploads\/img_a295393_w2146_t1506785010.jpg","height":0,"width":0},"url":"https:\/\/www.kskri.cz\/spolecny-nebo-samostatny\/","wordCount":457,"articleBody":"Dnes m\u00e1 snad v\u011bt\u0161ina ekonomicky aktivn\u00edho obyvatelstva sv\u016fj bankovn\u00ed \u00fa\u010det, bez n\u011bj by n\u00e1m asi nebyla doru\u010dena mzda, neodch\u00e1zely by inkasn\u00ed poplatky, kdo spl\u00e1c\u00ed \u00fav\u011br \u010di hypot\u00e9ku, mus\u00ed m\u00edt \u00fa\u010det snad povinn\u011b.\u0158e\u010d je v\u0161ak nyn\u00ed o hospoda\u0159en\u00ed a spole\u010dn\u00e9m jm\u011bn\u00ed man\u017eel\u016f. V\u00a0podstat\u011b o nic nejde, pouze o pen\u00edze\u2026\tV\u00fdhoda spole\u010dn\u00e9ho \u00fa\u010dtuPokud maj\u00ed man\u017eel\u00e9 jeden spole\u010dn\u00fd \u00fa\u010det, je to praktick\u00e9 zejm\u00e9na z\u00a0toho d\u016fvodu, \u017ee jsou v\u0161echny p\u0159\u00edjmy a v\u00fddaje pohromad\u011b. P\u0159ich\u00e1zej\u00ed a odch\u00e1zej\u00ed z\u00a0jednoho \u00fa\u010dtu a nem\u011blo by doch\u00e1zet k\u00a0situac\u00edm, kdy se musej\u00ed prost\u0159edky takzvan\u011b p\u0159el\u00edvat z\u00a0jednoho \u00fa\u010dtu na druh\u00fd, aby se pokryly n\u011bjak\u00e9 v\u00fddaje. \u00da\u010deln\u00e9 je to rovn\u011b\u017e v\u00a0situaci, kdy hrad\u00ed man\u017eel\u00e9 hypot\u00e9ku nebo \u00fav\u011br na bydlen\u00ed a ten je nap\u0159\u00edklad ve v\u00fd\u0161i mzdy jednoho z\u00a0nich. U samostatn\u00fdch \u00fa\u010dt\u016f by pravideln\u011b ka\u017ed\u00fd m\u011bs\u00edc doch\u00e1zelo k\u00a0tomu, \u017ee jeden by po ode\u010dten\u00ed spl\u00e1tky nem\u011bl nic a druh\u00fd v\u0161e.V\u00fdhodn\u00fd je tak\u00e9 p\u0159\u00edstup obou do spole\u010dn\u00e9ho hospoda\u0159en\u00ed a tedy zastupitelnost v\u00a0p\u0159\u00edpad\u011b nenad\u00e1l\u00e9 situace. V\u00fdhoda i nev\u00fdhoda m\u016f\u017ee b\u00fdt tak\u00e9 skute\u010dnost, kdy oba man\u017eel\u00e9 do v\u0161ech pen\u011bz takzvan\u011b \u201evid\u00ed\u201c a pokud si jeden chce n\u011bco po\u0159\u00eddit, s\u00a0\u010d\u00edm druh\u00fd nesouhlas\u00ed, nebo by o tom nem\u011bl v\u011bd\u011bt, pak to m\u016f\u017ee b\u00fdt probl\u00e9m.\tV\u00fdhoda samostatn\u00e9ho hospoda\u0159en\u00edV\u00fdhodou m\u016f\u017ee b\u00fdt ur\u010dit\u00fd pocit volnosti a soukrom\u00ed. Samostatn\u00e9 \u00fa\u010dty jsou vhodn\u00e9 v\u00a0situaci, kdy si man\u017eel\u00e9 bezmezn\u011b d\u016fv\u011b\u0159uj\u00ed a jsou schopni se na v\u00fddaj\u00edch dohodnout. Je toti\u017e nutn\u00e9, aby ka\u017ed\u00fd pokryl n\u011bjak\u00e9 pohled\u00e1vky, sou\u010dasn\u011b v\u0161ak m\u011bl finance z\u00a0\u00fa\u010dtu i pro svou pot\u0159ebu. Samostatn\u00e9 \u00fa\u010dty jsou tak\u00e9 v\u00fdhodn\u00e9 v\u00a0p\u0159\u00edpad\u011b, kdy jsou v\u00fdd\u011blky obou nadpr\u016fm\u011brn\u00e9 nebo alespo\u0148 srovnateln\u00e9 a nejsou mezi nimi v\u00fdrazn\u00e9 rozd\u00edly. Pak man\u017eel\u00e9 ne\u0159e\u0161\u00ed, kdo m\u00e1 v\u00edce, nebo kdo zrovna ze sv\u00fdch prost\u0159edk\u016f zaplatil d\u011btem dru\u017einu \u010di benz\u00edn do auta.A\u0165 tak, \u010di tak, ka\u017ed\u00e1 varianta m\u00e1 sv\u00e9 p\u0159ednosti a nedostatky, vhodn\u00e9 v\u0161ak je, aby se na n\u00ed man\u017eel\u00e9 shodli a ob\u011bma vyhovovala.Kompromisn\u00edm \u0159e\u0161en\u00edm je pak je\u0161t\u011b jeden spole\u010dn\u00fd \u00fa\u010det na hrazen\u00ed pravideln\u00fdch m\u011bs\u00ed\u010dn\u00edch v\u00fddaj\u016f a dva samostatn\u00e9 na \u201eostatn\u00ed v\u011bci\u201c.                                                                                                                                                                                                                                                                                                                                                                                        3.6\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Spole\u010dn\u00fd nebo samostatn\u00fd?","item":"https:\/\/www.kskri.cz\/spolecny-nebo-samostatny\/#breadcrumbitem"}]}]