[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kskri.cz\/uvedme-veci-na-pravou-miru\/#Article","mainEntityOfPage":"https:\/\/www.kskri.cz\/uvedme-veci-na-pravou-miru\/","headline":"Uve\u010fme v\u011bci na pravou m\u00edru","name":"Uve\u010fme v\u011bci na pravou m\u00edru","description":"N\u011bkter\u00e9 pojmy v bankovn\u00edm sv\u011bt\u011b mohou b\u00fdt m\u00edrn\u011b zav\u00e1d\u011bj\u00edc\u00ed. Pokud byste nahl\u00e9dli do internetov\u00e9ho vyhledava\u010de, […]","datePublished":"2018-03-01","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.kskri.cz\/author\/#Person","name":"","url":"https:\/\/www.kskri.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kskri.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kskri.cz\/wp-content\/uploads\/img_a315694_w2075_t1526571681.jpg","url":"https:\/\/www.kskri.cz\/wp-content\/uploads\/img_a315694_w2075_t1526571681.jpg","height":0,"width":0},"url":"https:\/\/www.kskri.cz\/uvedme-veci-na-pravou-miru\/","about":["Ekonomika"],"wordCount":384,"articleBody":"       N\u011bkter\u00e9 pojmy v bankovn\u00edm sv\u011bt\u011b mohou b\u00fdt m\u00edrn\u011b zav\u00e1d\u011bj\u00edc\u00ed. Pokud byste nahl\u00e9dli do internetov\u00e9ho vyhledava\u010de, pak zjist\u00edte, \u017ee jedn\u00edm z nejhledan\u011bj\u0161\u00edch pojm\u016f je v oblasti finan\u010dn\u00edch produkt\u016f hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f. U\u017e na prvn\u00ed pohled je to tak trochu nesmysl. Ka\u017ed\u00fd poskytovatel finan\u010dn\u00ed pomoci https:\/\/www.fahd.cz\/hypoteka-bez-dolozeni-prijmu\/chce m\u00edt jistotu, \u017ee jeho klient bude moci sv\u016fj z\u00e1vazek spl\u00e1cet. Bylo by asi trochu podivn\u00e9, pokud by n\u011bkomu p\u016fj\u010dil pen\u00edze a pak marn\u011b \u010dekal, a\u017e se mu op\u011bt vr\u00e1t\u00ed.  U podnikatelsk\u00fdch i spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f je to ale jednoduch\u00e9. Podnikatel sice nemus\u00ed dokl\u00e1dat vysok\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, ale sta\u010d\u00ed mu dolo\u017eit, \u017ee \u017eivnost opravdu zalo\u017eil a funguje. Jestli\u017ee m\u00e1 pouze zalo\u017eenou firmu, kter\u00e1 je ne\u010dinn\u00e1, pak mu podnikatelsk\u00fd \u00fav\u011br nem\u016f\u017ee b\u00fdt poskytnut. Posuzov\u00e1n\u00ed \u00fav\u011bruschopnosti U za\u010d\u00ednaj\u00edc\u00edch podnikatel\u016f je mo\u017en\u00e9 p\u0159\u00edjem dolo\u017eit alternativn\u00edmi zp\u016fsoby. Nap\u0159\u00edklad vydan\u00fdmi fakturami nebo pops\u00e1n\u00edm podnikatelsk\u00e9ho z\u00e1m\u011bru a t\u00edm p\u00e1dem tak\u00e9 jak\u00fdm zp\u016fsobem budou finance vyu\u017eity. Soukrom\u00e9 osoby, u kter\u00fdch nen\u00ed p\u0159\u00edjem transparentn\u00ed, mohou p\u0159izvat t\u0159et\u00ed osobu, u kter\u00e9 nen\u00ed dolo\u017een\u00ed p\u0159\u00edjmu \u017e\u00e1dn\u00fd probl\u00e9m. St\u00e1v\u00e1 se tak spoludlu\u017en\u00edkem. U posouzen\u00ed \u00fav\u011bruschopnosti je t\u0159eba p\u00edsemn\u011b dolo\u017eit p\u0159\u00edjmy \u017eadatel\u016f a spolu\u017eadatel\u016f, pokud se jedn\u00e1 o soukrom\u00e9 osoby. p\u0159\u00edjmy \u017eadatel\u016f a spolu\u017eadatel\u016f na rodi\u010dovsk\u00e9 dovolen\u00e9 nebo osob ve starobn\u00edm d\u016fchodu. p\u0159\u00edjmy \u017eadatel\u016f a spolu\u017eadatel\u016f samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00fdch. p\u0159\u00edjmy \u017eadatel\u016f a spolu\u017eadatel\u016f, jen\u017e maj\u00ed zisky z pron\u00e1jm\u016f. p\u0159\u00edjmy osob, kter\u00e9 maj\u00ed finan\u010dn\u00ed prost\u0159edky z jin\u00fdch zdroj\u016f.  Krom\u011b financ\u00ed, kter\u00e9 ke klientovi p\u0159ich\u00e1zej\u00ed, je pot\u0159eba dolo\u017eit i v\u00fddaje. Je to druh\u00e9 hledisko, kter\u00e9 slou\u017e\u00ed k tomu, aby mohla b\u00fdt posouzena schopnost spl\u00e1cet \u00fav\u011br. Jedn\u00e1 s o b\u011b\u017en\u00e9 v\u00fddaje, jak\u00fdmi jsou nap\u0159\u00edklad bydlen\u00ed, energie, strava nebo n\u00e1klady na dom\u00e1cnost.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Uve\u010fme v\u011bci na pravou m\u00edru","item":"https:\/\/www.kskri.cz\/uvedme-veci-na-pravou-miru\/#breadcrumbitem"}]}]